Stay Safe at home to Keep Your Rates Lower

You should always be cautious when letting someone you don’t know into your home. Doing so can put you and your belongings at risk. If something occurs on your property it is always in your best interest to make a claim on your Chicago renters insurance. Here are some tips to stay safe at home.

Under lock and key
Ensure that your doors are always deadlocked when you’re not at home, and keep security chains in place when you are there. It’s also important to keep your windows locked, particularly if they are large windows that are hidden from view and therefore a tempting entry point for burglars.

Say no to unknown visitors
Traveling salespeople and other visitors are increasingly common these days. However, unless you know the person, or have proof of their identity, it’s never a good idea to let them into your home. If you’re uncertain, ask them to come back later after you’ve verified their identity—and never let on that you’re home alone.

Stay humble
Even if you have a vast collection of designer clothes and flashy jewelry, it’s not a good idea to flaunt your status. Try to kick the habit of carrying around large amounts of cash, and ensure that any expensive items can’t be easily seen from your front doorway.

Always be mindful of visitors and strangers, and you’ll be on track to staying safe and keeping your renters insurance rates low.